Monisha Chakrapani - Journalist Profile | Connect with top journalists

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FinTech Pulse

PULSE is a prominent interbank electronic funds transfer (EFT) network in the United States, specializing in debit payments, global cash access, and account transfers. Established in 1981, PULSE serves over 4,400 U.S. financial institutions and operates more than 380,000 ATMs and POS terminals nationwide. As a subsidiary of Discover Financial Services, PULSE leverages the financial strength and industry insights of its parent company to enhance its offerings. PULSE provides a range of services, including comprehensive debit payment solutions that allow cardholders to access their funds at ATMs and retail locations. The company also facilitates global cash access and account transfers, streamlining transaction management for financial institutions. Its Pulse Pay service enables ATM card usage at point-of-sale locations, further supporting community banks and credit unions in enhancing their debit capabilities. PULSE focuses on delivering tailored solutions that prioritize the needs of its partners.